Are you completely satisfied with the financial products you have bought or investments sold to you? If your answer is No, is it because of misselling or misbuying? Broadly we are trying to find answer for this question in this paper, by discussing about What is Misselling and Misbuying?, what are the different tricks used by agents for misspelling, What is IRDA doing to prevent mis-selling? How can you stop yourself from being a victim of misselling? How to clear funds for EMIs, Can you tell who is who here? Either buyer is misbuyer or the seller is misseller? And finally let us find the way out for this misspelling and misbuying. The researcher has tried to find out a solution for this problems with the help of model called MMS, that is Misselling, Mis buying and solution for all of us to understand the concept well.